The year is coming to a close and it’s safe to say Elon Musk’s prediction that his company would field one million “robotaxis” by the end of 2020 isn’t going to come true. In fact, so far, Tesla’s managed to produce exactly zero self-driving vehicles. And we can probably call off the singularity too. GPT-3 has been impressive, but the closer machines get to aping human language the easier it is to see just how far away from us they really are.

So where does that leave us, ultimately, when it comes to the future of AI? That depends on your outlook. Media hype and big tech’s advertising machine has set us up for heartbreak when we compare the reality in 2020 to our 2016-era dreams of fully autonomous flying cars and hyper-personalized digital assistants capable of managing the workload of our lives.

But, if you’re gauging the future of AI from a strictly financial, marketplace point of view, there’s an entirely different outlook to consider. American rock band Timbuk 3 put it best when they sang “the future’s so bright, I gotta wear shades.”